Capital adequacy rules are necessary but not sufficient for protecting the stability of the banking system. Critically discuss

Text (including quotations) must be in Times New Roman 12 point font. ? Line spacing must be at least one-and�a�half lines; except that indented quotations may have single line spacing. ? Margins of at least 2 cm must be used at the top and bottom of the page, and 2.5 cm on the right and left sides of the page. ? Footnotes or endnotes must be included within the specified page allowance; each note must be no smaller than 10 point font and must start on a new line. ? A bibliography may be added: this does not count towards the specified page allowance. No other appendix may be attached. ? Pages should be numbered
please use oscola style
and this essay should discuss mainly about Basel 1,2,3